Earn Cash Back with SimplyCash


As a business professional, mother, wife and homemaker it has always been abundantly clear to me the importance of conservation, whether that be with household utilities, business supplies, or even while shopping at the local grocery store. I mean, when was the last time someone called the house and said, "We are lowering your hydro bill by 30%, so leave all the lights on and open the outside door and turn on the air conditioning?" The answer is, never...

So with that in mind, I find it ultimately my responsibility to make sure that I utilize any and all opportunities to conserve, both financially and environmentally. Having said that, I feel that with the right amount of planning anyone can make a difference in how far they make their dollar stretch.

When it comes to your everyday shopping for things like bread, milk and juice, there usually is very little difference in prices. These items are considered staples and their prices don't vary all that much. However, when it comes to the rest of the shopping list, I find it very useful and almost therapeutic to take the time to peruse the flyers that come with the local newspaper. I find it comforting to know that I have done my homework and am in fact getting the best deal. Many stores will either honour other stores discount coupons, or better yet, price match their competitors. This tends to create a loyal following for storeowners.

Shopping for six people every week can and does get expensive. Having a shopping strategy is beneficial and allows me to save for the other things, such as vacations and dinners out.

American Express obviously plays by that same philosophy as they have just introduced the all-new SimplyCash Card. It is a one-stop shop Card that rewards the Cardmember with every purchase. Statistically, only 26% of Canadians consider themselves savvy shoppers even though the vast majority (92%) believe it's important to shop around in order to find the very best deals. This just validates everything I already believe to be true. One of my favourite ways to shop is online. No crowds, no pushy commission salespeople and no one trying to influence my decision. Shipping in many cases is included. Delivery to your home or office is convenient and you are not out wasting time or gas for the car.

My busy schedule makes this type of shopping far more convenient for my family and me. Using only one card to make all these purchases online is also very comforting. I know that come months' end, I am in line for only one bill.

My card of choice for years has been the American Express Card. They offer several different options depending on individual needs and limits. The one thing that all Amex Cards have in common though is the Cardmember benefits like 24/7 customer service; travel insurance, Front of the Line (FOTL) ticket and event purchases. I am really no different than the average Canadian, looking to stretch my dollar and get added value with my purchases. The perks that American Express offers me are why I stay loyal. I have been to concerts in the city and have had the privilege of being invited into private rooms just for carrying my Amex Card.

If you are in the market for a useful new card experience then try the American Express SimplyCash Card. For the first six months you will get 5% cash back on eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) and 1.25% on everything else you buy with the card. You will continue to get 1.25% cash back on everything you buy after your intro period ends, and enjoy benefits at any time such as insurance coverage including Buyers Assurance, Purchase Protection, Travel Accident, and Car Rental & Theft Damage Insurance, 24/7 customer service and access to the hottest entertainment - all of this for no annual fee.

With the holidays just around the corner, I am in planning mode and will be using my time tested shopping strategies and my American Express SimplyCash Card to make it that little bit easier to handle.


This post was sponsored by Amex Bank of Canada. The views and opinions expressed in this blog, however, are purely my own.